Retirement Plans

Retirement Plans: Who, Why, When

WHO

Anyone who has earned income is eligible to start and contribute to a retirement fund. Donors who mention having significant amounts of money in their retirement funds are likely people who began saving early in life because time is such a key factor in accumulating wealth (think Rule of 72).

As there are maximum amounts allowed to be contributed to these funds, those with large funds may well have other assets that can be a great source for charitable gifts.

Retirement Plans: Tax Issues

IT'S ALL ABOUT TAXES.

This holds true whether you're trying to put away Al Capone or trying to find the best way to make a gift of your assets.

From a tax perspective, gifted retirement funds are interesting for the dramatic difference made by whether the donor is alive or dead:

Retirement Plans: How to Value

Virtually any retirement fund that's held in a mutual fund, single

Retirement Plans: How to Accept

There are a number of key points you should be aware of in receiving a gift from an IRA--both in terms of the process of making the gift and the limitations attached to it.

Roth IRA vs. Traditional IRA

When choosing between a Roth and standard IRA, it's important to understand the key differences between them. But let's start by looking at characteristics they share:

Retirement Plans

There are a number of retirement plans under current tax law. These 7 are most relevant for this discussion:

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