Charitable Gift Annuity: Assets That Fund It

Ideal assets for a benefactor to use to fund a CGA with your organization include:

1.  Cash: Cash, check, cashier's check, credit card.

2. Marketable securities: Stocks, bonds.

Less ideal (but still possible) assets to fund a CGA with:

1. Real estate or material assets that are rather more difficult to convert into liquid assets than securities. 

It's important to note: Only on an exception basis should an organization consider a benefactor funding a gift annuity with real estate or other difficult to convert asset.

Are there asset types that are impossible to use to fund a CGA?

What matters is whether that asset can be converted—whether, in other words, it can be liquidized in such a way that the fixed payments can be made to the annuitant(s) on schedule for the duration.